Group Lending in Mexico
The fastest and most accessible way to finance your business
Get financing for your microbusiness as a group with 24-hour disbursement, no collateral and accessible rates.
What is group lending?
Group lending is a type of financing where a group of entrepreneurs come together to apply for loans collectively. Each group member acts as a joint guarantor for the other members, eliminating the need for traditional guarantees such as property or external guarantors.
This financing model, internationally recognized with the Nobel Peace Prize for its social impact, has enabled millions of people with microbusinesses to access working capital to grow their ventures.
How does group lending work?
Form your group
Gather 6 or more trusted people who have a business or productive activity. They can be friends, neighbors or acquaintances from your community.
Apply from the app
Download the Grupalia app and complete your 100% digital application. Each member makes their individual application from their phone.
Receive quick approval
In less than 24 hours you receive a response. Our process is up to 7x faster than the competition.
Get your disbursement
Once approved, the money is deposited directly into your account. No going to branches or standing in line.
Requirements for group lending
Requisitos
- Be over 18 years old
- Have a business or productive activity
- Be part of a group of at least 6 people
- Have valid official ID
- Have a phone with internet access
What you DON'T need
- No external guarantor needed
- No credit history required
- No collateral or property required
- No mandatory base fees or insurance
Benefits of group lending with Grupalia
24-hour disbursement
Receive your money in record time. We're up to 7x faster than traditional options.
100% digital
The entire process from your phone. No paperwork, no branches, no complications.
No collateral or guarantees
Your group is your support. No property or external guarantors needed.
Accessible rates
Competitive interest rates that improve with each on-time payment cycle.
Growing amounts
Increase your available amount as you meet your payments.
Personal advisor
An advisor accompanies you throughout the process and answers your questions.
Group lending vs individual lending
Group Lending
- No external guarantor required
- Mutual support among members
- Easier access without credit history
- More accessible rates
- Faster process
Individual Lending
- Requires guarantor or collateral
- Individual responsibility
- Generally requires good history
- Variable rates based on profile
- Longer process
How much can I get with group lending?
Amounts vary based on your cycle and payment behavior:
First cycle
Up to $15,000 MXN
Second cycle
Up to $20,000 MXN
Third cycle onwards
Up to $50,000 MXN
Amounts increase as you demonstrate good payment behavior with your group.
Frequently asked questions about group lending
Get your group loan today
Join 20K+ entrepreneurs who already trust Grupalia